Accidents occur, and when they do, it's important to understand which steps you need to take to ensure that your claim is handled properly. The first thing that you should do if you find yourself bound up in an auto accident is to test and ensure that no one concerned in the event is hurt. If you notice that you or your passanger need medical assistance, call 911.
After checking for injuries, you should exchange insurance information with the other driver involved in the auto accident. You need to make efforts to get the other drivers name, phone number, and address. It's also important to get the other drivers vehichle year, model and make. Most vitally, always get the other drivers auto insurance carrier as well as their policy number.
The step after that is to file a police report. Call local law enforecement as quickly as possible and always get a copy of the accident report. If you're unable to get a copy of the report at the scene, ask the attending officer for the report number and pick up a copy of the report at the court house.
The step after that is to take out your mobile and take as many footage of the scene as possible. Make sure to document all vehichles concerned in the auto accident and take a picture of each vehicles license plate.
This information may be critical in how your insurance claim is settled. The very next step in the act is to call your insurance firm. Make certain that you report any damages and let your agent know who the fault is rather more than likely to be charged to.
Following the steps as outlined in the above article will help anyone that could be coping with an auto accident. Make efforts to contact your local Concord auto insurance broker to get additonal detailed information on the processess to follow should you find yourself tangled up in an auto accident. As usual, drive safe.